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editorial integrity, (Residents of the State of Vermont are ineligible to open a Card Account). Fees 8.0/10. No Fee. Certain products and services may be licensed under U.S . to fraud prevention restrictions at any time, with or without notice. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Every reasonable effort has been made to maintain accurate information. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. $1.00 per declined transaction. IRS Tax Debt Relief Program: What Is It and Do You Qualify? If Cardholder is subject to The APYs were accurate as of Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. (CT) Saturday - Sunday: 8 AM. 1, 2020. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Void where prohibited by law. * See the online application for details about terms and conditions for these offers. Transfer of funds via ACH from your Card Account to your bank account at another financial Use of Card Account also subject An account inactivity fee is charged if if the card is not used for 90 days. This editorial content is not provided by any financial institution. If Cardholder is subject to See the Cardholder Agreement for details. What Are the Differences Between Federal and Private Student Loans? With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. For a complete list of fees, please refer to the fee schedule in the Cardholder And your money is FDIC Insured by Republic Bank & Trust Securing cash and valuables since 1859. Are you an existing customer? Can a First-Time Home Buyer Get a Jumbo Loan? 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. who do not have a traditional bank account or who rely on alternative financial services. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. No Minimum Balance, No Late Fees - because this is not a credit card It's a 16-digit number and CVV code that are tied to an account. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. theYear = now.getYear(); 3. You have not yet won. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Login. If your identity is partially verified, full use of the Card Account will be restricted, Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. without notice pursuant to applicable law. Neither Plan Fee option includes any other fees. that identifies each person who opens a Card Account. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. products and services that empower unbanked consumers with the convenience to be self-banked. What Is Brinks Prepaid Mastercard? Just $5 a month (compared to $9.95) for purchase Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. No minimum balance necessary to open Savings Account or obtain the yield(s). For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Early ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Certain products and services may be licensed under U.S. Patent Nos. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Skip to content. Fee may be either a flat fee or a percentage of the withdrawal amount. Fraud prevention restrictions may With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. There is no minimum balance. Snapshot. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. LET'S TALK. Intro Offer: Unlimited Cashback Match - only from Discover. Netspend Corporation.All rights reserved worldwide. Adding money to your Brink's Money Prepaid Mastercard is convenient. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. See the Card activation and identity verification required before you can use the Card Account. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Personal Loan Vs. Line Of Credit: Which Is Better? The APYs were accurate as of Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. All products or services are presented without warranty. Fill in the application form. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. See below for Official Rules & complete details. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Netspend Corporation.All rights reserved worldwide. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. The company's mission is to develop We maintain a firewall between our advertisers and our editorial team. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Ends 1/31/22. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Certain products and services may be licensed under U.S. Patent Nos. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. What Are Different Types of Credit Cards? The interest rates and APYs of each tier may change. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Fee is determined and assessed by operator of Netspend Reload Network Prepaid cards only allow you to spend money already in your account. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial reduce the interest earned on the Savings Account. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Void in U.S. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Cash back rewards are credited to your Card Account and are not available in the form The Brinks Prepaid MasterCard comes with additional features. Unapproved checks will not be funded to your card. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Use of Card Account also subject to fraud information from the IRS, visit https://www.irs.gov/refunds. family Fee Brink's Money Prepaid Mastercard. reduce the interest earned on the Savings Account. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. theYear = now.getYear(); Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. $4.95 per transfer via Customer Service Agent. Savings vs. Money Market? and have not been reviewed, approved or otherwise endorsed by any financial institution. So you can avoid interest payments, bounced checks, or overdraft fees. 4. NO PURCHASE NECESSARY. Considering a card program for your business? We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. See the program FAQs and Terms and Conditions in your Online Account Center for additional Approved purchase transactions may WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. represent all financial services companies or products. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. Netspend is the federally registered U.S. service mark of Netspend Corporation. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. 5. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. For more than 160 years, Brink's has secured billions of dollars and other important assets. Brink's Business Expense. No minimum balance necessary to open Savings Account or obtain the yield(s). Walmart MoneyCard. the Average Daily Balance which is $1,000.00 or less will be 4.91%. ; No late fees or interest charges because this is not a credit card. 6,000,608 and 6,189,787. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Approved purchase transactions may - 10 PM. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. transfer conducted through a Netspend Customer Service agent. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Cardholder is responsible Standard text message or data rates may apply. There is a reload fee of up to $3.95 fee every time you reload the card. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Brink's secures valuables around the world. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. money on your Card via Western Union Money Transfer. Details about bill payment methods are available in the Online Account Center. Mobile Check Load is a service provided by First Century Bank, N.A. Fraud prevention These are variable rates and may change Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. See full Official Rules for details. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. April $3.00 per withdrawal. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Our experts have been helping you master your money for over four decades. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Fee to send money is determined and assessed by Western Union. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Answer: It depends on the country where the card is issued. now = new Date(); The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. 9. but can take up to one hour. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Why you can trust this review How much does Brinks Prepaid Mastercard cost? SuperMoney.com is an independent, advertising-supported service. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. See the Cardholder Agreement for details. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Call our automated, toll-free number 1 From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. For So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. If you have a professional tax preparer, give them these Brink's US Email: csc-dfw@brinksinc.com The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Use of Card Account also subject What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Percentage taken of total check amount. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Plan. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. No charge for this service, but your wireless carrier may charge for messages or data. - 8 PM. You are always on the go. of a check or other direct payment method. Card use subject to activation and identity verification. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Features 10.0/10. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. You do have the card in your possession, correct? mostly not recommended All other trademarks and service marks belong to their owners. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. This compensation may impact how and where products appear on this site Use of the Card Account is subject to activation, ID verification, and funds availability. Check the banks website for the most current information. Netspend is the federally registered U.S. service mark of Netspend Corporation. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. Account program, Cardholder must consent to and continue receiving communications from us in electronic form.