Mobile myki will now be reactivated on your phone, with your account details the same as before. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. Hold the phone still when touching on and off. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Can You Get a Student Credit Card With No Income? Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Assume that your new card charges a 3% balance transfer fee. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Your balance is protected from the time you tell us your myki is lost or stolen. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Only needed to log on and change auto top-up to new card. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . JavaScript must be enabled to use this site.We're sorry for any inconvenience. 0000003014 00000 n
You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. This is regardless of whether there is a myki pass or existing fare on the myki. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. How do I get a refund for my Myki card? - Melbourne Forum Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Only Mobile myki has the ability to charge you a fare via a myki device. Can You Pay Your Taxes With a Credit Card? This is why I don't keep much money on transport cards. December 29, 2022 - 1:47PM. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Your Mobile myki will now appear in Google Wallet. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. We recommend visiting the card issuers website for the most up-to-date information available. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen endobj If you have Mobile myki you can set Auto Load via the Google Pay app. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Auto-load is the same as auto top up. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? JavaScript must be enabled to use this site.We're sorry for any inconvenience. After all, I was going to pay more money as opposed to the concession rate. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. 181 0 obj Myki travel cards 80 million dollars in lost money Victoria news Unregistered vehicle permit. Depending on your card provider, you may initiate the process online or over the phone. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). 1. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. 2. The unused money does not sit in an account earning interest. Myki Q+A: Straight answers to your questions | Public Transport Users The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Myki credit, once on your card, does not expire after 90 days of not getting used. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Transfer a Balance From One Synchrony Bank Card To Another I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. endobj Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Tap Travel Card. 0000003801 00000 n
For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Replace a ticket - Public Transport Victoria There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. You can only activate a Mobile myki on one device at a time. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . If you travel occasionally pay as you go with myki Money. Was told a main railway station can move the balance. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. 183 0 obj To keep travelling with auto top up or Auto-load, youll need to set it up again. Refunds cannot be issued for less than $5. Step 5: Apply for the New Card. To learn how to do a balance transfer, review this step-by-step process. Standard message rates apply. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Know your existing credit card's interest rates, balances, and balance transfer limits. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". 3. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. How many level crossings could have been grade-separated with that money? Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Hire the best financial advisor for your needs. It was in my wallet the whole time lol. 0000003206 00000 n
Wtf? xref A balance transfer lets you use a credit card to pay debt on another credit card. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. 0000004886 00000 n
You will need to provide identification to show that you are the registered myki card holder. About Myki cards & Mobile Phone SIM cards - Melbourne Forum You can only have your Mobile myki active on one device at a time. Edited for typos. If you're still travelling after 2 hours, you'll be charged a daily fare. How do I know if my balance transfer was approved? It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Adelaide metroCARD - Adelaide Metro https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. How to pause your Myki or get your money refunded while you're stuck at Choose your top up value and minimum balance. Is it bad to do multiple balance transfers? I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. A Mobile myki expires after two years. Wells Fargo Credit Card - Balance Transfer - Wells Fargo If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Initiate the balance transfer. Carrying that balance is costing you $1,000 a year in interest. Personal Credit Cards? I know it's not possible to do it online. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. I found that other card with $19.90 on it. I was told that when I made a new card I would be able to transfer the money across. Pick a card that waives the balance transfer fee. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). No. 0 Understanding Credit Card Balance Transfers - Investopedia Done it twice now. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Do Seniors Myki Cards Expire - WHYIENJOY endstream Why is it impossible to transfer money online between different Myki cards? endobj Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Yes. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. This is how I feel when people ask if I can fax them a form. I know there's nothing you can do. Auto top up and Auto-load cant be transferred to your new myki. I'm glad I don't need to catch public transport anymore. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Press question mark to learn the rest of the keyboard shortcuts. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. From the Transfer Funds To drop-down, select the credit card that will received the balance. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? 0000004362 00000 n
This question is about Synchrony Bank Credit Cards. Step 4: Analyze Your Top Picks. Is it a Myki issue? I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. I have a card with $19.90 on it. I never bothered to do it. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Music:. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. 0000014445 00000 n
Now, on the form it says I need the card to be re-imbursed. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Whats the Difference between Business vs. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. endobj Posting by mobile so you can find it yourself ;-). Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. You probably want to transfer a balance to save money not spend more. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Refund of Myki card balance - Melbourne Forum - Tripadvisor If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Why Melbourne's public transport ticketing system myki may soon be Can I transfer my American Express balance to another card? - WalletHub Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . 216 0 obj Once your phone has rebooted, go to Mobile myki within Google Wallet. Do you have any links to the technical specs of the miki? If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. The process begins when you submit a balance transfer application. 0000001429 00000 n
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What are the best Ways to Start Travel Hacking? But is it possible to go to a ticket booth and have the person there do it? How to Transfer a Credit Card Balance to Another Card How to Transfer a Credit Card Balance to Another Credit Card Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. The . 0000005223 00000 n
Can you transfer MyKi balance from one card to another? All myki smartcards expire after four years. 0000003774 00000 n
Wow. The people who run the Myki system can't transfer funds - Reddit You can replace some types of tickets if they are lost or stolen. If you're still travelling after 2 hours, you'll be charged a daily fare. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Please note, balance transfer is not instantaneous. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. <> What is the best credit card for bad credit? Pay down your credit card debt. If you receive a check, you need to send it to your old cards issuer on your own. What's Auto-load? Transferring a credit card balance is relatively easy, but you need to follow a few steps. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Yes. PDF myki FAQs - @RACV To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. They earn interest on it. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> How balance transfers work JavaScript must be enabled to use this site.We're sorry for any inconvenience. %PDF-1.5
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2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. there's no excuse for this money-grubbing by the Myki corporation. New comments cannot be posted and votes cannot be cast. I need to transfer a balance from one credit card to another credit Can someone explain why this isn't possible? The system was developed by Kamco (Keane Australia . The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. I was told there was nothing I could do for this one as it wasn't registered. 8:35pm Feb 8, 2020. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. John Miller, Credit Cards Moderator. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. On your new phone, download Google Wallet and set it up with your same account details. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Now you cannot access it on your original device. What Is a Balance Transfer? Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. You will need to provide identification to show that you are the registered myki card holder. They are good for people who use transport frequently. Auto-load is the same as auto top up. I realise this is not a life-changer, but there's a principle at stake. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? For more information, visit the V/Line website. But what if the amount is comparable to or less than the postage? You may also receive a letter confirming the balance transfer. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream
Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. A balance transfer does not happen automatically. No wonder the thing cost more than a billion dollars. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. This lets you contact us to request a refund of any balance on the Mobile myki. Your card provider holds the right to approve or deny your request for a balance transfer. 0000001076 00000 n
The phone is awake whenever the screen is turned on, even it's locked. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. @john_miller 03/01/23 This answer was first published on 03/01/23. How does credit and credit cards work for students? They actually can transfer your funds really easily but you need to get a case created. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. 186 0 obj daaab.eth | Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 | Etherscan What is a balance transfer and how does it work? - CreditCards.com Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . If NFC is shown and you can turn it on or off, you have NFC. Save Big With Low-Rate Balance Transfers. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? A quick tutorial to transfer your myki balance between google pays on different android phones. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Learn more about auto top up. How long do balance transfers take with Chase? How to Show Credit Worthiness without Credit? Enter your cell phone number and well send you a link to install the WalletHub app. We'll block it and can arrange a refund to your new Mobile myki. Myki | Youth Central there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Cincinnati Police Federal Credit Union Balance Transfers About go card | Translink Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Nor does your card expire after 90 days of not getting used. The cost would have been deducted from the balance at transfer. Find out how much to top up at Fares. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. damage that exceeds normal wear and tear. A balance transfer can give you the flexibility to: Pay off high-interest balances endobj Reddit and its partners use cookies and similar technologies to provide you with a better experience. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. You'll need your 15-digit myki number to register. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. If you have a Mastercard or VISA card you can get and top up a Mobile myki.